As a specialist legal practice with expertise in Equity Release, at Poynton Law Limited we understand that with the rise in house prices over the last 20 years, many people have a significant asset in their property but limited money to spend. Pensions often fail to provide security in the way people had hoped; and this combined with low interest rates on savings and stretched household budgets, Equity Release products are growing in popularity. We aim to provide an efficient, quick, and cost-effective service to enable people to release equity from their home.
Unlock the value in your home with confidence. At Poynton Law, our experienced legal team ensures that your equity release journey is handled smoothly, clearly, and with your best interests at heart. From explaining the small print to guiding you through completion, we’re here to make the process simple and stress-free.
All clients proceeding with an Equity Release product must be provided with independent legal advice prior to proceeding with the transaction. Poynton Law Limited is able to conduct visits in any location across England and Wales. Many legal firms undertaking this kind of work may ask you to visit a Locum Solicitor with little or no experience of this type of work. We have a network of experienced Solicitors in relation to Equity Release products throughout England and Wales. Our solicitors are able to arrange a convenient appointment to suit, including evening and weekends and home visits are standard as part of our service.
At Poynton Law, we combine modern efficiency with traditional values of trust and integrity. Whether you’re seeking legal advice for your home, your family, or your business, our team is here to make every step straightforward and stress-free. We pride ourselves on providing clear communication, personal service, and results you can rely on — values that define every part of how we work.
Home visits available on request for all Equity Release clients, providing convenient, face-to-face legal advice in the comfort of your own home.
Evening and weekend Equity Release appointments available, making it easier to receive expert legal advice at a time that suits your schedule.
Quick, efficient Equity Release service designed to meet lender deadlines smoothly, ensuring your funds are released without unnecessary delay.
Specialists in Equity Release and Matrimonial Law, offering expert legal guidance on complex financial arrangements involving property, family, and long-term planning.
Our team provides approachable, down-to-earth support throughout your Equity Release journey, ensuring every client feels valued, informed, and completely at ease.
We offer clear, transparent pricing for all Equity Release cases, with fixed fees agreed upfront—no surprises, just honest, dependable legal advice.
At Poynton Law, we’re proud to be recognised specialists in Equity Release — but that’s just one part of what we do. Our experienced legal team offers a full range of personal and family law services designed to protect your interests and provide peace of mind at every stage of life.
Whether you’re planning for the future, managing a relationship change, or simply need trusted legal advice, we’re here to help with clear guidance and fixed, transparent fees.
Supporting Intermediaries With Expert Legal Advice for Every Client
Poynton Law works closely with intermediaries, providing clear, independent legal advice for clients completing equity release transactions. We offer fast turnaround times, regular case updates, and flexible appointments — ensuring your clients receive exceptional service while you maintain complete confidence in every referral.
don’t leave until you know everything. it will help your case in court.
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Equity release is a way of unlocking money tied up in your property without having to sell your home. It allows homeowners aged 55 or over to access a tax-free lump sum or regular payments based on the value of their property.
With equity release, you borrow money secured against your home, usually through a lifetime mortgage or a home reversion plan. The funds can be taken as a single lump sum, in smaller instalments, or as a combination of both.
Most equity release products are available to homeowners aged 55 or over who own their main residence outright or have only a small mortgage remaining. The amount available depends on your age, health, and the property’s value.
If you choose a lifetime mortgage, you remain the legal owner of your home and continue living there. With a home reversion plan, part or all of your home is sold to the provider in exchange for a lump sum or income.
The loan and any interest are usually repaid when you pass away or move into long-term care, typically from the proceeds of selling the property.
Yes, many equity release plans are portable, allowing you to move to a new property as long as it meets the lender’s criteria. It’s important to discuss this with your adviser before committing.
As with any financial product, equity release has risks. Interest can build up over time, reducing the value of your estate. It’s vital to seek independent legal advice to understand your obligations and protections.
Releasing equity can impact your entitlement to means-tested benefits, and while the funds themselves are tax-free, how you use them might have tax implications. Professional advice should always be taken.
Typical costs include arrangement fees, valuation fees, and independent legal advice. Poynton Law provides clear, fixed-fee legal services for all equity release transactions.
Poynton Law specialises in equity release legal work across England and Wales, offering clear guidance, fixed fees, and the convenience of online or in-person appointments—ensuring your transaction is handled smoothly and efficiently.
